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Despite these risks, the reason to use second-layer protocols is clear. With relatively small payments or transfers, from a cup of coffee to a weekly salary check, the direct settlement fee on a blockchain today may well exceed the value of the item being sold or the payment being made. With second-layer protocols, however, transaction fees tend to be much smaller, and transactions settle faster. Daily Crypto Market Update 12.11.22 Bitcoin dominance is the percentage of Bitcoin’s market cap compared to that of altcoins. Altcoins, which stands for “alternatives to BTC,” are all other cryptocurrencies apart from Bitcoin. Bitcoin dominance indicates that more capital flows into Bitcoin than any other cryptocurrency.